COOKIE POLICY
Effective Date: [03.12.2025]

Issued by: Individual Entrepreneur Catrin Ray
Website: https://catrin-ray.com
Email: hello@catrin-ray.com

1. Introduction
This Cookie Policy explains how Individual Entrepreneur Catrin Ray (“Company”, “we”, “us”) uses cookies and similar technologies when you visit the Website.
By using the Website, you agree to the use of cookies as described in this Policy.

2. What Are Cookies
Cookies are small text files placed on your device to:
  • ensure proper Website functionality,
  • remember your preferences,
  • improve user experience,
  • analyze traffic,
  • personalize content,
  • enable payment processing,
  • support security features,
  • allow retargeting and marketing.
Cookies do not identify you personally unless you provide your personal information voluntarily.

3. Types of Cookies We Use
3.1 Essential Cookies
Required for the Website’s operation, security, navigation, and payment processing.
Without these cookies, the Website may not function correctly.
3.2 Functional Cookies
Used to remember your preferences, settings, and improve usability.
3.3 Analytical & Performance Cookies
Used to analyze Website performance and user behavior.
We may use services such as:
  • Google Analytics
  • Yandex.Metrica
  • Meta Pixel
  • CloudPayments analytics
  • T-bank acquiring analytics
  • Other third-party trackers
These tools help improve content and user experience.

3.4 Marketing & Retargeting Cookies
Used to:
  • show relevant ads,
  • track marketing performance,
  • optimize campaigns,
  • reach audiences on social media.
Typical providers include:
  • Meta (Facebook/Instagram)
  • Google Ads
  • TikTok Pixel
  • YouTube integrations
  • CloudPayments marketing cookies
3.5 Third-Party Cookies
Some cookies come from third-party services integrated into the Website, such as:
  • payment processors
  • streaming platforms
  • hosting providers
  • analytics systems
  • embedded content (video, audio, images)
We do not control third-party cookies and are not responsible for their practices.

4. Why We Use Cookies
We use cookies to:
  • ensure stable operation of the Website,
  • analyze website traffic,
  • remember user preferences,
  • support login and account functionality,
  • provide personalized visitor experience,
  • deliver and measure marketing campaigns,
  • support payment system integrations,
  • prevent fraud and improve security.

5. Your Cookie Choices
You can manage or disable cookies in your browser settings.
However, disabling essential cookies may limit the Website’s functionality.
By continuing to browse the Website without changing cookie settings, you agree to their use.

6. Third-Party Services & Data Sharing
We may share anonymous technical data with:
  • analytics platforms,
  • payment processors,
  • advertising networks,
  • hosting and security providers.
This data does not identify you personally unless you voluntarily provide identifiable information.

7. Changes to This Policy
We may update this Policy periodically.
The updated version becomes effective upon publishing on the Website.

8. Contact
For questions regarding cookies, contact:
hello@catrin-ray.com